Selecting an Insurance Company
You will own your policy for many years, so choosing an insurance company which will stand the test of time is important. Your insurance agent should be able to provide you with a choice of carriers and make recommendations. Often, an applicant's health history will narrow the choice, which points out the wisdom of considering insurance at earlier ages.
Doing your own research and asking questions will provide needed information. Here are some specific questions you may want to ask:
- How long has the company been selling Long Term Care Insurance?
- Tell me about the financial strength and credit history?
- How do the companies compare?
- Tell me about the company's history of rate increases?
Fortunately, ACSIA has taken great care in selecting our portfolio of Long Term Care Insurance companies. Our agents specialize in Long Term Care Insurance and are trained in product and company selection. They are aware of all policies available in the marketplace, their benefits and costs. This greatly helps in the process of tailoring the best and most economical policy.
Insurance Carriers
ACSIA is proud to represent the top carriers in the Long Term Care Insurance industry. We have carefully selected our carrier partners based on their experience, ratings and customer credibility. They have demonstrated to us that they are committed to their policyholders through policy benefits, premium pricing and claims-paying history. We are proud to be associated with them.
www.genworth.com
Genworth Financial is a leading insurance holding company, serving the lifestyle protection, retirement income, investment and mortgage insurance needs of more than 15 million customers globally. The company's Long Term Care Insurance Division is a leading provider of long term care insurance in the U.S., having helped pioneer long term care insurance more than 34 years ago, and today serving the needs of more than one million policyholders.
www.johnhancock.com
John Hancock Life Insurance Company is one of the most respected, well-known Long Term Care Insurance carriers. They are an industry leader with one of the largest numbers of policyholders compared to industry peers. Policyholders benefit from the financial strength and innovative plan designs that are hallmarks of John Hancock's continued success.
www.medamerica.com
MedAmerica is a wholly owned subsidiary of a prominent not-for-profit health insurer with more than 65 years of service to more than 2 million people. They have been offering quality Long Term Care Insurance products to employer groups and individuals for over 15 years.
www.mutualofomaha.com
Mutual Of Omaha has been in business for almost one-hundred years. As a company that has been helping people plan for their future long-term care needs since 1987, Mutual of Omaha is a wise choice for individual long-term care insurance.
United of Omaha Life Insurance Company
United of Omaha Life Insurance Company offers a diversified portfolio of life insurance, fixed annuities and other insurance and financial services products through Mutual of Omaha's agency sales force, group sales offices and independent agent networks.
www.transamericaltc.com
Transamerica Life Insurance Company has been in business for over 100 years. Since 1987, Transamerica Life has been marketing, selling and servicing Long Term Care insurance products making it one of the most experienced companies in the Long Term Care insurance industry. Transamerica Life offers its products through both individual and multilife channels.
